Stop counting other’s people’s money.
No matter what your friend tells you, you have no way of truly knowing the details of their financial situation (you friend probably does not know all of the details of his/her family’s situation).
The one thing that you know is that your FAFSA EFC is 40k. Are your parents willing to spend borrow at minimum 40k? if the answer is no, it does not matter what someone else’s family is spending. You will have to take Penn ff the table because your family does not want to or cannot afford to pay 40k