Older son had to take medical withdraw after mid terms for the semester (grades were good) He was full pay OOS at UMD… we lost 20K (all the tuition for that semester (which was prepaid), plus most of housing- they did prorate the housing)
he had a presidential (merit) scholarship from the school that we could have been asked to pay back(!!). Luckily it was far enough along in the semester and because his grades were still in compliance, they didn’t ask for that money back BUT they could have! and they said if we received any need based aid (we didn’t) then we would have had to pay that back too for the semester… so You could very easily lose the money for parent loans etc and any need aid they gave you
also he when went back lost presidential bc it was for consecutive semesters… beware so he transferred