<p>Hello, just gearing up to start paying tuition for my soon to be freshmen (2). My son's school offers a choice between two payment systems, Sallie Mae or TMS. I've been doing a fair bit of searching on multiple sites and can't find a shred of information as to how the two companies might differ. Anyone willing to weigh in on their experience?</p>
<p>Over the seven years our kids were in undergrad school, we did both plans. To be honest, I never saw a difference from my end at all. We did auto withdrawal from a bank account for 10 months a year…for seven years. I would say…just pick one.</p>
<p>TMS also has a 12 month plan. I like the 10 month plan as I use the big chunk of money from the months I don’t pay towards our prop. taxes.</p>
<p>We too use both Sallie Mae (DS) and TMS (DD) and have not noticed a difference between them. As noted TMS offers a 12 month plan, I think we also were able to use a 9 month plan our first year with Sallie Mae.</p>