@MYOS1634 Brings up a great point concerning micro loans. So many times we see students come on CC and say that money is tight and they will not be able to stay in school because they cannot meet the next semester costs. As with all lines in the sand there are going to be kids who fall short of paying the bill by $1K or $2K or less. My experience in college way back when was you NEEDED to have your bill paid by X date in order to begin studies. it was either fully paid or not. Simple. The damage comes when I student falls just sort of the line. Is it possible this kid only need a small boost to keep him on track? Is this a worthy endeavor for the school to assist with? Something for the philosophers to ponder.