<p>Another problem with inflation is that the cost of college is increasing at 2-3x the rate of inflation, and this shows no signs of slowing down. So while today the rate may be 5% per year, in 20 years it may need to be 10% or more, or go for much longer than 20 years.</p>
<p>Another big problem is that a very large percentage (57% according to the docs) of current students are on the Blue and Gold plan, and pay no or greatly reduced tuition. Now these kids are going to willingly give up free tuition and have their pay garnished for the next 20 years? Sounds like a “screw the poor kids” plan.</p>
<p>R+B is covered by adding to the percentage you pay for every year you are in the dorm, but only for 10 years instead of 20. I don’t think it comes close recouping the costs, but the docs just do some hand-waving on this.</p>
<p>OOS kids pay more, too. Oh, yeah - don’t transfer or drop out, you become instantly liable to immediately repay all the accumulated costs based on some “rate” which they don’t specify how they calculate.</p>
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This.</p>