UC Summer Financial Aid Question

<p>Hi everyone,</p>

<p>I was just wondering about financial for summer. I'm not sure if I am able to do this, but I was just planning ahead. I am currently about 7,200 in loans this year. If forever reason, I don't take out the full loan amount, it says I might be offered these same loans for summer session. I am trying to have my loan take out kept to a minimum.</p>

<p>My question is why wouldn't I just take out the full loan amount during the school year and get grant aid to cover summer session because they are only allowed to ask you to take out a certain amount of loans each year. Basically, what I'm getting at is why wouldn't I just take out the full loan amount during the school year and if I don't need all the money just repay the loans off. Instead of having to be forced to take out those same loans in summer sessions and not even be able to use the money? Does this make any sense at all?</p>

<p>I'm just saying that the financial aid system is kind of flawed. I don't know if I'm allowed to do that, but I could technically just take out all the loans at the very end of spring semester before my summer financial aid package is made. Repay back the loans that I just took out and get grant aid to cover summer session.</p>

<p>Am I wrong to assume this or could someone explain to me how this works?</p>