<p>While 20-30K is quite a bit of money, it is not a massive amount of debt for four years of college. Chicago is so vastly superior to UCF that, in my opinion, taking on the debt would be well worth it. You studied hard to get into a school the caliber of UC, don’t shortchange yourself. On the other hand, if the money upon graduation is scaring you, there are many schools superior to UCF that would also leave you with little to no debt. Did you apply to any schools other than these two?</p>