<p>
As others have said, $20K in subsidized loans for four years is a manageable amount of debt. ($20K per year, however, would be less so.)</p>
<p>Check out some of these calculators if you’re nervous about taking on debt. They give a good idea of how much debt you can safely handle. </p>
<p>[Debt</a> / salary wizard](<a href=“Mapping Your Future: Page not found”>Mapping Your Future: Debt / salary wizard)</p>
<p>[CSUMentor</a> - Financial Aid - SLOPE Calculator](<a href=“Cal State Apply | CSU”>Cal State Apply | CSU)</p>