<p>dude, most of the DAY. I posted that thing and it started freaking out (hence triple post) and then I couldn't get back on after that. </p>
<p>bad, bad server.</p>
<p>why in the ****ing world do they still have my information even though I said I won't be going to UCLA...</p>
<p>ugh......</p>
<p>Because you applied online and all of the online application information is stored in a computer. Same thing happened when I applied to USC a few years ago. Just because you don't enroll doesn't mean that they completely erase any trace of you on the system.</p>
<p>Many schools keep apps on file for at least the year AFTER the term you originally applied or as well, just in case you re-apply.</p>
<p>Consumer Reports didn't have much complimentary to say about Fraud Alert services & when I read it, it seemed like a concerned individual could do what service promises at much lower cost. Before plunking down money, I'd compare services & prices & be sure you know what you'll be paying & what is being offered. Mostly, I think you're paying inflated prices for a false sense of security (like most long term care insurance policies).</p>
<p>so If I don't have any credit cards......theres no need for placing a fraud alert right?</p>
<p>the hacker(s) could still open accounts in your name..</p>
<p>^ how do we protect against that or find out if it happened?</p>
<p>Follow the directions on the email.</p>
<p>Should I be worried if I just started building credit in september?</p>
<p>Everyone should be concerned. Having just started to build credit only means that you HAVE credit and you need to protect it. Even people without any open credit lines are huge targets for identity thefts- its a clean slate to prey on.</p>
<p>Don't worry about it..</p>
<p>that email was sent to everyone.</p>
<p>My friend who got rejected from UCLA 3 years ago received it too.</p>
<p>just put a fraud alert and that should be fine. takes a couple of minutes over the phone.</p>
<p>Follow the second option on the email. That saves you the phone call (requiring too many pushes on the phone and waiting).</p>
<p>what's the second option? the security freeze?</p>
<p>mikemac,</p>
<p>what 3 companies were you talking about?</p>
<p>experian, transunion, and equifax</p>
<p>this is from the site just in case you need to contact them jason</p>
<p>
[quote]
Equifax
(888) 766-0008
Consumer Fraud Division
P.O. Box 740256
Atlanta, GA 30374
<a href="http://www.equifax.com%5B/url%5D">http://www.equifax.com</a></p>
<p>Experian
(888) 397-3742
Credit Fraud Center
P.O. Box 1017
Allen, TX 75013
<a href="http://www.experian.com/fraud%5B/url%5D">http://www.experian.com/fraud</a></p>
<p>TransUnion
(800) 680-7289
Fraud Victim Assistance Department
P.O. Box 6790
Fullerton, CA 92834
<a href="http://www.tuc.com%5B/url%5D%5B/quote%5D">http://www.tuc.com
[/quote]
</a></p>
<p>I can't wait until the UCPD tasers the guy behind this. :rolleyes:</p>
<p>thanks ekn111</p>
<p>so we just need to contact one agency, and a fraud alert will be placed on your credit files for all 3 agencies?</p>