I doubt this student qualifies for a Pell Grant.
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e. However, she makes decent money and would co-sign for private loans. She said she would cover travel/books/personal expenses and also any interest payments while i'm in college to keep the interest from becoming my principal balance.
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so, it looks like mom will cover about $5k-7k of expenses. Choosing the cheaper option of a school like Bama, would mean that she wouldn’t have to make ANY interest payments on co-signed loans, so that is additional money that she could put towards REAL costs.
Between what mom would pay, a small student loan, and maybe some summer earnings, Bama wold be affordable.