If you go over the limit of what you can borrow on your own, won’t you have to get your parents to cosign for you? An extra 20k of debt for them and you, after they already plan on paying for quite a bit?
PSU isn’t worth that. And I GO here. 
If you go over the limit of what you can borrow on your own, won’t you have to get your parents to cosign for you? An extra 20k of debt for them and you, after they already plan on paying for quite a bit?
PSU isn’t worth that. And I GO here.