<p>I will be transferring to University of Florida from CC in fall '11.Right now I am getting nothing from the FAFSA so hopefully i'll get something for the next year coming up.Anyways,if I transfer to UF are they generous with their aid or is it likely i won't get any?Does Florida State give more aid?Any contributions are welcome (:
also,this is off topic but how hard is Lit2000?</p>
<p>Right now I am getting nothing from the FAFSA so hopefully i’ll get something for the next year coming up.</p>
<p>No school is generous with aid if your EFC is too high. What is your EFC? It should be on your SAR.</p>
<p>Also, what are your stats? I recently learned that schools are sometimes more generous with aid to students that they really want because of their stats or because of some other reason.</p>
<p>Do transfer students in Florida get any benefits from Bright Futures? Or is that only for incoming freshmen?</p>
<p>My efc is a lot.Not exactly sure of the number.And Bright Futures will stay with me until after i get my BSN i think.I really want to transfer to UF but im not sure if we’ll have enough money.What are stats?
I’m coming from a single parent home with no child support.So my mom makes too much for us to qualify for anything but not enough to make it through school.I don’t want to take out any loans so I won’t acquire any debt.And my job has only worked me once.</p>
<p>My efc is a lot. Not exactly sure of the number.</p>
<p>Don’t you have your SAR from your most recent FAFSA submittal? Your EFC should be on that.</p>
<p>If you know that your EFC is high, then you kind of have your answer. Your EFC is going to determine what UF would give you (and I don’t think UF meets need anyway). So, if your EFC is high, then you won’t get any free aid. Therefore, you will have to take out loans to pay for your costs.</p>
<p>How are you currently paying for your cc costs? How much can your mom give you each year?</p>
<p>If you can’t find your SAR, then use this to get an idea of what your EFC is…
[FinAid</a> | Calculators | Expected Family Contribution (EFC) and Financial Aid](<a href=“http://www.finaid.org/calculators/finaidestimate.phtml]FinAid”>http://www.finaid.org/calculators/finaidestimate.phtml)</p>
<p>Once you have that number, we can give you a better idea.</p>
<p>BTW…do you plan on living at UF or commuting from home?</p>
<p>Will you be transferring as a sophomore or as a junior? Will UF use your high school stats for admission?</p>
<p>Do you live close to any 4 year colleges?</p>
<p>What is your major and likely career goal?</p>
<p>*And my job has only worked me once. *</p>
<p>I don’t know what that means?</p>
<p>I live close to UNF but UF is my dream school.I’m majoring in Nursing.I’ll be transferring as a junior.But I mentioned about only working once to show that I obviously am not able to pay for school myself.And yes,my EFC is high.I’m currently going to FSCj which just changed to a 4 year.But again UF is my dream school.Maybe if you have any really good scholarship sites,that would help.(other than *****,cappex,and scholarship experts).As for the FAFSA that I’ll file in Jan or Feb 2010 my mom says she thinks she made more this year which really doesn’t help.Thanks for your reply!!! (:</p>
<p>You need to apply to both UNF and UF in case the finances don’t work out at UF.</p>
<p>If your EFC is high, there is nothing UF can do. They can’t even meet the full need of students who have low EFCs, therefore they can’t do anything for you who has a high EFC.</p>
<p>Outside scholarships are few, small in amount, and hard to get. Plus, they’re usually only good for one year, so even if you managed to win one for next year, you’ll be in the same situation next year.</p>
<p>How much is your mom giving you for your college costs now? Can she give you any more money? If not, you’ll need to deal with that reality. </p>
<p>Although nurses make a nice salary, they don’t make enough to pay back big loans. And, you’d need a co-signer for big loans anyway - which your mom may not agree with.</p>
<p>I would also recommend finding a job that pays more money. My 18 year old son makes decent money working as a “curbside” waiter at a restaurant. He makes $10 an hour BUT he also makes very good tips! So, he was able to make several thousand dollars in a short time.</p>
<p>However, once your doing your clinicals, you may not have time to work much during the week, but maybe during the summer and on weekends.</p>
<p>Are you transferring as an RN that is now seeking a BSN or what?</p>
<p>well at the college im at now taking 4 classes only costs us about $90.And then there are books which my first term cost almost $400.I’m a freshman so i’ll be doing the generic track bsn.im working on finding a job-preferably waitressing that way I can get tips.</p>
<p>The only public universities I’m aware of that meet 100% of students’ documented financial need are UNC and UVA. I’m sure that no Florida publics are able to do that.</p>
<p>If you are lucky, you might qualify for merit aid for in-state transfers from community college. Otherwise, there’s a chance that you might not get anything because colleges that lack the $ to fill all students’ demonstrated need have found that they have higher graduation rates if they provide the most aid to needy freshmen and sophs.</p>
<p>Maybe, however, since you’re going into nursing there are some special scholarships for nursing students. Check the school’s to see if that exists and if you qualify for it.</p>
<p>While I understand your desire to avoid loans, most college students do have to take out loans. Most college financial aid includes loans, too, and may also include work study.</p>
<p>Does your CC have a nursing program? If not, can you at least stay there for your first 2 years to minimize your loans? Otherwise, you will have some substantial borrowing to do.</p>
<p>Northstarmom is right that many kids do have to borrow some money, **but **if your mom can’t give you much money, then you’d be borrowing about $60k for your 3 years at UFlorida. That’s a lot of money for a nurse to borrow, and will likely require co-signers (which your mom may not agree to).</p>
<p>Re: work/study…if you have a high EFC, then you won’t get work-study.</p>
<p>If your CC has a RN program, you can also get your RN thru them, and then go to UF to get a bachelors degree in business or whatever. I’m not sure if you can get a BSN if you’re already an RN from a CC, but if so, then great!</p>
<p>My aunt got her RN from a CC, then went to a 4 year college and got her bachelors in business administration. She was immediately promoted into management at the hospital where she worked.</p>
<p>If Bright Futures will cover most of your tuition, than you wouldnt have to take out $60 k in loans. I’m guessing that you might have to take out $15 k in loans. You might, however be able to get some outside scholarships from nursing and medical associations and prospective employers. Check into this by Googling. Also look on the web pages of the colleges you are considering transferring to. Look under the Nursing Schools and under financial aid to see if there are merit scholarships you’d qualify for. Nursing is a rare fieldi in which there tends to be a high number of merit scholarships.</p>
<p>^^^</p>
<p>I forgot about the Bright Futures aspect. Does that just pay for tuition? </p>
<p>If so, then it sounds like you’ll have to borrow whatever room, board, and books cost.</p>
<p>Does Bright Futures pay for any “fees”?</p>
<p>Princess…</p>
<p>I forgot about Bright Futures. What will that pay for? (Is it paying for anything now?)</p>
<p>Since you have Bright Futures (do you have to apply for the that? Or, is it automatically given to you?</p>
<p>Going to UF maybe do-able with Bright Futures and Stafford loans. It might be best to look at “the math.”</p>
<p>Undergrad
On-Campus</p>
<p>*Tuition/Fees…$4,340 (Does Bright Futures pay for all of this?)</p>
<p>Books and Supplies…990</p>
<p>Computer Costs…1,040 (this doesn’t seem needed if you have a computer.)</p>
<p>Housing …4,860</p>
<p>Food…2,640</p>
<p>Transportation…540</p>
<p>Clothing Maintenance…650</p>
<h2>Personal/Health Insur…1,630 (Do you need this? Are you covered by your mom?)</h2>
<p>Total Budget…$16,690</p>
<p>The difference between what you’re paying now at your CC, and what you’ll be paying for UF is really just your room and board. It seems like those costs could be covered by a Stafford Loan and working as much as you can during the summer and possibly working a few hours a week during the school year for “pocket money.”</p>
<p>How much can your mom give you each year?</p>
<p>im not sure how much my mom can give.I havee my own computer and I’m covered by my moms insurance.Bright Futures covers most of tuition but nothing for books.So i guess just room and board and a meal plan is all i will really need.</p>
<p>
If your FAFSA EFC is over the amount for the Pell grant (currently that is an EFC of 4617) then you will not get federal grant money at any school. The EFC requirement and Pell eligibility is the same whether it is a CC that costs $8000 or a 4 year public that costs $18,000 or a private that costs $40,000. So grant aid will depend on whether your school has institutional grant aid. You s/b eligible for Stafford loans which will help with books and R&B.</p>
<p>^^^</p>
<p>Agreed. The OP says that her EFC is HIGH (but I don’t know how she defines high) and that her mom’s income is even higher this year.</p>
<p>I think grants, institutional aid, other aid, is very unlikely with a high EFC - except for the Bright futures.</p>
<p>The OP needs to find out how much her mom can give her each year.</p>
<p>efc is in the 2400 range.no more than 2500 and no less than 2300.arghhhhh im just so aggravated with how fin aid works.i wish they’d care if some1 came from a single parent income,and enough money to live on but not enough for college!</p>
<p>2400 is not a high EFC. If your EFC is 2400 then you should have got some Pell grant.</p>
<p>princess…are you sure about that EFC? Is that from your SAR? That is a low EFC. </p>
<p>Did they tell you why you weren’t given Pell Money?? </p>
<p>If that is your EFC, then UF is looking better and better. 
With Bright Futures and Pell, you’ll really only have food and books to pay for (I think).</p>
<p>With a 2400 EFC she will get a partial Pell, not the full thing which requires a 0 EFC. But she should get around $3000 (or more if the max goes up next year and if her EFC stays the same)</p>
<p>It sounds like she hasn’t gotten any Pell so far. Wouldn’t she have gotten “some” (even if only a partial amount) for her CC costs? </p>
<p>Can Pell only be used for tuition? Or can it be used for required text books, too?</p>