<p>You can’t borrow $13,000 for one year on your own. Anything more than the max. allowed under the Stafford Loan Program (and Perkins if the school offers it) would require a co-signer. Are your parents in shape to do that for you?</p>
<p>Starting med school with sizable undergrad debt is not a good idea. If you are serious about med school, you are best off at the college/university that leaves you debt free or with no more than allowed with Stafford loans.</p>
<p>Run your numbers here, and see what you think: [FinAid</a> | Calculators | Award Letter Comparison Tool](<a href=“Your Guide for College Financial Aid - Finaid”>Award Letter Requirements - Finaid) Right now Grinnell looks to be your least expensive option.</p>