Unfortunately you can’t take on more than $5,500 yourself - your mother has to take on Parent PLUS loans or co-sign (meaning that if anything happens she’s on the hock for them), refinance your house… all are terrible choices.
Are those the only two universities you got into?
What’s your EFC? Your mother’s budget?
Are the $24,000 all your mother’s savings or is that a college fund for you?
No I got into other colleges i really like Syracuse, but I barely got anything from them. EFC was high.
Are there jobs in your area - Do you currently have a part time job?
What about working full time over the summer?
A part time job + summer job would make it so you don’t have to take a loan.
Yeah I plan on getting a job over the summer! @MYOS1634
Can you start part time now?
If you can pay everything from your job + your mom’s savings for you + the federal loans you’re good to go anywhere.
However, remember that if you go to UCSD you must focus on other things than premed (public health, Bioinformatics, communication, agribusiness…) And therefore need to see how difficult it is to switch majors. And if you pick UIUC, how difficult it is to go from Exploratory to your desired major: what grade do you need in pre-req classes - and what percentage students make that grade?
@MYOS1634 yeah!
Look into the questions for #24 and ask them today, hoping to hear back tomorrow.