<p>I am currently attending a state school, where my parents pay roughly $30K a year (im OOS). However, I'm currently in the process of transferring and am looking into smaller LACs where tuition ranges from $40K-45K. My parents have told me that they can afford to pay what they currently pay, but cannot afford to go much over that. This leaves me with roughly $10K that I'll need to come up with on my own (I'm not anticipating any sort of financial aid package, especially as a transfer). So I was wondering what my options are for coming up with 10K; are scholarships even available for transfer students? is it worth it to take out loans and come out in debt?
I am really inent on transferring and would appreciate any advice on how to make this possible.</p>
<p>The short answer is that yes, loans would be available. Personally, I’m of the belief that the best amount of college debt is none. However, most people would probably find a total load in the range of 30k to 40k to be doable. There are calculators at [FinAid</a>! Financial Aid, College Scholarships and Student Loans](<a href=“http://www.finaid.org%5DFinAid”>http://www.finaid.org) that can help you see what the payments on your loans would like after graduation.</p>
<p>Contact the financial aid offices at each of those schools and ask about what kinds of financial aid, including loans, would be available in your situation. While you are at it, ask about scholarships that you could apply for. They may have some.</p>
<p>Can you transfer back to a public university in your home state? Or, if your major field of study isn’t available in your home state, can you get in-state tuition for that major in another state under one of the regional tuition agreements? Either of those options could save you a bundle.</p>
<p>Wishing you the best.</p>