I agree with BrownParent: Brown vs. UMD is a no brainer in terms of prestige & connections (go to Brown)… BUT I think cost needs to be a factor in your decision. What are your parents paying for each school & what is their realistic expectation of you paying them back? Are we talking them making you sign a promissory note or “they want me to pay them back but they’re laid back parents and my education will probably convert to a gift later”? Even when we have the best of intentions, unless our parents are truly hardcore, usually these kinds of things convert from loans into gifts. (I love you mom; thanks for helping me buy furniture in 2008! #recession)
Either way: if you’re full pay, I’d have to go with the cheaper option, especially if they really expect you to pay them back. In that case, you’ll get an education that is just as quality as Brown, and a better value in terms of cost. If you have to pay your parents back, it’s less to pay. Even if you don’t have to pay them back–look! You were practical and saved them money!
That said: Brown & UMD have very different environments/feels/student bodies. And Providence is very different from College Park! I think of UMD as a more traditional college experience: large school (huge), diverse student body, lots of opportunities & a broad selection of social groups & activities… also UMD is known for an active Greek set & sports culture. Brown… is very different. It’s smaller, obviously, and seems way more crunchy granola than UMD (and if you like crunchy granola, that might make it a perfect fit). It also has a diverse student body, but in a different way–less volume, and being elite you’re looking at the tip-top-best of people who applied (UMD is less elite; which isn’t a bad thing, but certainly makes for a different student body makeup). UMD will have a larger cross-section of students if that’s your thing (and fewer rich kids). There’s lots to do at Brown, but instead of a broad selection of ALL THE THINGS, you have a niche selection of things that, if they apply to you, are awesome. My impression of Brown is that it is quieter, nerdier and artsier than UMD (not that UMD doesn’t have quiet, nerdy, artsy sub-groups… but that’s not the overall school vibe). The friends of mine who went to Brown I could never see enjoying UMD; Brown was just perfect for their personalities (brainy, creative, quiet, do not give a sh*t about sports or Greek life). And Providence is a typical, small New England city–classic architecture, public transportation, a great mall (ha!), short train ride to Boston. College Park is in the suburbs, so you’ll need a car. D.C. & Baltimore are close enough, but your life would really be IN College Park, which is a college town. It’s a city college experience vs. a suburban college experience. (FWIW: my mom went to UMD and I think I would have enjoyed it, though I ended up at BU. Brown wouldn’t be my kind of school because I know I prefer a bigger school, more urban environment: know yourself!)
So it’s down to what you want + how much it will cost. You’d be looking at a solid education + career choices either way.