<p>Does every student get the same amount in unsub and sub stafford loans regardless of family income?</p>
<p>No. Subsidized loans are need based. </p>
<p>The dependent freshman limits for direct loans are $5500. Up to $3500 of the $5500 may be subsidized if the student has unmet need. In other words, the subsidized part of the $5500 can be between $0 and $3500. The total loan (sub and/or unsub) is also limited by the COA of the school and any other aid the student has. Total aid can not exceed the COA of the school.</p>