<p>I too suggest the CC route. I got a co-signed one in high school, my first independent one in college, and now I have almost perfect score with a 6-year long credit history. It allowed me to finance my own car at 20 and I know it will be a major boost when I go apartment hunting next year for grad school. </p>
<p>I <3 my credit card because it gives cash back. I put everything on it. Nice little perk for things I’m going to buy anyway.</p>