<p>FWIW: I know many students in the last several years who graduated from HYPS debt-free, and then because the cost of graduate school is so expensive, they’ve attended “East Podunk State University” to get their masters. Ditto with their PhD. My sister-in-law wishes she had gone down that road. Unfortunately, ten years ago she attended an ivy league school for her undergraduate degree, then went to another ivy for medical school. She completed her residency with close to 400k in debt. Although she has whittled down the amount she owes, she can’t get a mortgage for a house, or a loan for a car, because banks feel she’s too much in debt. The road of prestige is sometimes not paved with gold.</p>