Cost is a precondition before applying. If your parents can’t afford to send you to a school without taking out a dump truck full of debt, or signing that dump truck of debt over to you…then you can’t afford it. Scratch those schools off your list and move on. Wishing and wanting will never make the school more affordable, especially at hyper-selective colleges. Keep in mind that selective doesn’t mean better. It means that the school is selective. Expensive doesn’t mean better either. It just means expensive.
That doesn’t necessarily mean that you’re stuck in your state. There are plenty of nonresident scholarships available at really good schools. Check out University of Arizona or LSU.