<p>Alex, There is a thread about FA and FP that you can search. The consensus and current reality is that if you have hooks like poor, URM etc. you are fully covered. If you are super rich, you don’t care about paying a paltry 50 grand. However, if you are middle class (MC) with no hooks like URM you are socked with the full bill. If you are MC, you may not want to apply for FA if you really want to get in as there are so many MC applicants and the competition for MC applicants is fierce. So if you are MC, you are between a rock and a hard place as far as BS admissions go.</p>