<p>Ok, so I was thinking of a way to make NYU affordable. In my case, I tried to substitute cheap housing into the equation and that would drop my COA down to almost 28K. Then I looked at removing room from the total COA and I end up with a decent price to attend a college like NYU. But here's my problem... the estimated COA of NYU according to the financial aid packet I got would end up being higher for an off-campus student than for an on-campus student. Do you guys think NYU is plugging in some random rent value for the COA or do they hike something up in total fees?<br>
Also, I'd like to know any ways or suggestions you guys have towards making the NYU cheaper.</p>
<p>Outside scholarships to the max!!! No matter how small, any scholarship will help.</p>
<p>vvvvaaaapppp: I think that NYU is very correct in assuming that off-campus housing will cost more than on-campus. If you have never checked out rents in NYC you should do so before making any plans to live off-campus. In addition to price, don't forget to think about condition. A room that rents for $500 in lower Manhattan is likely to be a mold and ****-roach infested hellhole. If you have never lived in such a place, please take my word for it --- NO school is worth a sacrifice like that. I can see only two options for lowering the cost by living off-campus without living in run-down housing in a shady part of the city: relatives, and living outside Manhattan. The latter has huge commuting costs associated with it, so in the end you may not come out ahead, even after commuting for hours each way every day.</p>
<p>How could your COA ever be less than tuition which is at least 36-37K for next year?</p>
<p>parking spaces go for more than 500 a month.</p>
<p>My brother has a rent stabilized apt near NYU and I'm hoping my son will want to live there his junior and senior years. I think it's 800</p>
<p>Well, I was hoping to find housing like in an outer borough, definitely not Manhattan with a couple of room mates. That way, I would be responsible for my own expenses and my parents could help with the tuition which would be much lower than the suggested price. I definitely know housing in NY is quite expensive and I had no intentions of living in Manhattan.</p>
<p>Well, I already live on Long Island, it's about a 40 minute train ride to NYU (like 30 mins to Penn station then 10 mins to take the subway, get off and get into school). So worse comes to worse, I can live at home and commute if my scholarships don't come through.</p>
<p>I don't think NYU has any fee if you go offcampus (otherwise, you wouldn't get so many people living offcampus as upperclassmen). Even in an outer borough (especially the nicer / closer parts), decent apartments probably rent for at least $800-1000/mo, assuming you want your own bedroom.</p>
<p>One possibility is doing a live-in nanny/work type deal. I knew someone who did that freshman year, and it definitely helped save a lot of money. I have no idea how you'd go about getting something like that though.</p>
<p>Here's a slightly reassuring article about NYU loans. It IS 3 years old, though:</p>
<p>
[quote]
Here's a slightly reassuring article about NYU loans.
[/quote]
This is a bit like asking the Bush administration whether the war in Iraq was a good idea :D In most cases, your salary as an NYU graduate will be the same as that of a decent state school. There is NO "school premium" for graduates of comparable ability Getting</a> In: The New Yorker</p>
<p>
[quote]
As a hypothetical example, take the University of Pennsylvania and Penn State, which are two schools a lot of students choose between,” Krueger said. “One is Ivy, one is a state school. Penn is much more highly selective. If you compare the students who go to those two schools, the ones who go to Penn have higher incomes. But let’s look at those who got into both types of schools, some of whom chose Penn and some of whom chose Penn State. Within that set it doesn’t seem to matter whether you go to the more selective school.
[/quote]
</p>
<p>All I'm trying to prove is that student loans might not be the nightmare that some imagine it be coming out of NYU.</p>
<p>hey molly...i might commute as well my dad just suggest it to me today. Have you heard of any other commuters and how they fared?</p>
<p>Yep, I know someone from my town who commutes daily, says it's about 40 minutes either way. She says the commute is not as bad as she thought, but it's a pain if you have early classes or say, two classes a day spread far apart. Also, let's say she has a class in the morning, and then she wants to hook up with friends for dinner or something, she's going back and forth to school, unless she just hangs out in the city.</p>
<p>It's gonna be tough, unless you live close to Manhatten. To be honest, I would much rather live their for so many reasons, but I will save myself like $12,000 a year for board or whatever.</p>
<p>yeah...I live in Bethpage New york (Long Island). I"m in the same position as you.</p>
<p>Does it affect her making friends or anything?</p>
<p>You might be able to find a semi-cheap apartment in brooklyn or queens (check out astoria), but cheap apartments in manhattan are almost out of the question.</p>
<p>Dorming certainly adds to the college experience, and may give you more time to study because you dont have to waste time commuting.</p>
<p>However, if you manage your time well, the 40 min commute sounds very do-able. You just have to make sure to devote enough time to your school work.</p>
<p>nope, she has lots of friends, just doesn't see them as often as she likes on weekdays. since all her classes are before 3 p.m, she goes to nyu, comes home, then goes back. So it's like four trips. Sometimes she stays there till night, hangs out, does work in the library or hangs out with her friends in their dorms or goes out with them. </p>
<p>on the weekend, she simply goes into the city at night...she says nyu kids are friendly.</p>
<p>ah sounds cool, but a bit of a hassle. Jjim i know what you mean. You could sort of do work on the train i guess. I'll have to take the train into the city. It's actually closer to an hour so that's like four hours on a train per day.</p>
<p>Is it possible to get money from NYU as a sophomore or even the second semester of freshman year? My dad works...well worked...for Bear Stearns. But now since they have been bought out by Chase, he's on the verge of unemployment. Would NYU see this and give some financial aid so I could dorm.</p>
<p>thanks though molly for your input.</p>
<p>Why is it four hours of train time per day? Unless its a thurs or fri, you should not come home between classes. You are only wasting away your day. Try to schedule your classes in blocks, and kill extra time in the library doing HW, or hanging out with some friends.</p>
<p>You should only take one train ride into the city, and one back home per day.</p>
<p>Four hours of train rides a day is NUTS!</p>
<p>hahah true</p>
<p>I don't know though. It's just all my stuff and what not. Where would I put it. I wouldn't carry the same stuff I go to class with when I was going out on the town. Ahh idk. This probably isn't going to work for me :(</p>
<p>I didn't say 4 hrs of train rides during the day, if you're referring to my post, if you're not ignore this. </p>
<p>My friends schedule is normally this freezenthaw:
Train ride in the morning - 40 mins
Class
break
class
work in library/study
hangs out for as long as she wants, goes home
train ride at night - 40 mins</p>
<p>so it's like 80 mins a day normally...it would be the same for me. but I don't know if I can handle the commute. It might not be worth it. Maybe I'd rather go somewhere I can afford and live on campus</p>
<p>ah...where does she put all her stuff and what not.. Or does she carry things with her. Gah I don't know this is just a possiblity</p>