<p>Yes, I'm aware that private loans are generally frowned upon here, but I have no choice and must take one out. I've narrowed it down to Wells Fargo and Discover. Which one would be better? I do have a bank account currently with Wells Fargo, but I'm not sure how that would help. The percentage rate they both gave is the same, prime plus 1.5% which is 6.5% now, however, Discover does have 2% graduation reward, which seems enticing. Can someone help me?</p>
<p>Thanks in advance!</p>