<p>To answer about your question about getting a recommendation from a Penn student would help;
Do they sincerely know you well enough to write you a sparkling recommendation? If yes, then sure, it’d help.
But if they don’t know you all too well and you can think of somebody else who’d be able to highlight your strengths better than that person, they might be the better choice.</p>
<p>You have great scores and good ECs that show your interest in business/finances. If you were apply to Wharton ED, you’d have a pretty good shot in my opinion, even though Wharton can be ultra-selective.</p>
<p>Good luck!</p>