<p>Rolling UGMA funds into a 529 plan: Is there typically a limit on how much can be rolled over? If one wanted to roll over a conservative amount assuming that a child would attend four undergraduate years, but not knowing whether it would be at an in-state public, OOS public, or private school, what amount would you choose in order to be relatively sure that you’d use it all? $10,000 / year x 4 = $40,000, adjusted for a 5% rate of increase for each year until the child 's projected freshman year??</p>