What are my chances for my top 10 schools?

As a GA resident IU, USC and UIUC are not safeties for you, and U of TX is a high reach (they take 90% of their class from instate).

Worry about doing the best you can your junior year to bring up your GPA and preparing for your SAT.

Circle back at the end of junior year with grades and scores and people can give you a better idea of where you stand and where to look.