What are my chances of being accepted to transfer into Top 20 universities?

Hello! I am a current freshman at UPitt and I wanted to transfer out either this upcoming year or after sophomore year. I ended up doing poorly this semester with a 3.23 GPA and wanted to know if you guys think I have a chance with any of the top 20 schools for transfer? Or should I just wait to apply as a junior applicant?

My High School GPA: 3.95/4.00 (UW) 4.90/5.3 (W)
Asian American Culture Club (9)
Band (9,10)
Liberty in North Korea (10)
Key Club (10,11,12)
Hip-Hop Club (10,11,12)
NHS member (11,12)
AP Scholar with Distinction (one 3, three 4s, and 2 5s)
ACT: 34,35
EC: Went on 5 different summer mission trips with my church from 6th grade to 12th grade, Held a leadership position within my youth group.

College:
Major: Psychology (pre-med)
1st Semester: 3.23
Bio 1: B
Chem 1: B+
Medical Sociology: B+
Seminar in Composition: B+
2nd Semester: Anticipated 4.00
Bio 2
Chem 2
Public Speaking
Intro to Korean Culture and Civilization
Intro to World Music
EC: I am a PR committee member within the Asian Student Alliance at Pitt. Going to go on a mission trip to Baja California during spring break

I am also hoping to take Genetics this summer.

I am an Asian female who is a US citizen.