<p>I missed the OP’s second post. </p>
<p>You have been offered $24,378 in aid. Some aid, such as the grant aid, is accepted for you automatically by the school. The other aid, such as loans and work study, you have to actively accept if you want to have them. The school should have information about how to accept it. (my daughter’s school it was all online, my son’s was a paper form he had to fill out - check with your school). </p>
<p>The student loans would then require you to fill out online counseling and promissory notes. Your parents would have to apply for the PLUS loan.</p>
<p>The work study is not money you would receive up front. You would have to find and apply for a work study job at your school. You would then be paid for the hours you work at that job at whatever rate the job pays. So those funds would not be available for any expenses at the beginning of the semester.</p>