What are my loan options?

<p>I do NOT think that you should decline the WS. IF you do, and you need it later, you won’t get it.</p>

<p>You don’t have to work/earn all $5k.</p>

<p>Unless your parents are going to PAY that $5k, their opinion is meaningless. It doesn’t look like they’re contributing at all, so what they say doesn’t really matter. They can’t tell you not to work to fill in the gaps, but then not give you the money. </p>

<p>You can “concentrate on your studies” and still work a bit…many, many students do.</p>