<p>I agree that it’s best to accept work-study. As was posted, you don’t HAVE to take a job or work all the hours to get up to $5K, but it’s a good thing to have in case there is something that appeals to you. Many, many, many interesting and decently paying jobs on campus are for work study ONLY, so that is a good thing to keep in mind. Our D worked at a job for 3 semesters that she enjoyed very much. She had to be let go because they could only afford to hire work study and she didn’t have work study. All the other workers were work study.</p>