<p>My parents would prefer that I focus mainly on my studies and not tire myself out working.</p>
<p>They believe that the interest rates are way too high and it would take a long time to pay them off. I don’t believe that they will be accepted for the direct plus loans because they filed for bankruptcy about a year ago. I think we are going to just get the subsidized stafford loan if possible and borrow the rest from relatives. They really hadn’t anticipated that the interest rates would be this high.</p>