I think the first step would be to research the schools and see if they sound appealing. If so, run the net price calculator (NPC) for the school. This uses your basic info to give you a reasonable idea of what you might pay if accepted. Very often students don’t pay full sticker price at these private schools. Unfortunately, a student does not know for sure what they’ll be expected to pay until they are accepted and receive info about aid. It’s possible to fall in love with a school, get accepted, and then not be able to pay. Or it might be affordable but cost 50% or 100% more than Penn State.
Case, for example, does give good merit aid, and you’d probably receive some if accepted. It would probably be a question of it costing you $50k or $45k or $40k per year. Hard to say.
Private schools, though, can turn out to be less expensive than paying OOS tuition at a public university, like Texas for you. Publics typically don’t offer much aid to OOS students, although there are exceptions. Michigan costs approximately $60k per year for OOS students.
Richmond is obviously a southern city, though the school does attract a lot of students from the north. Beautiful suburban campus. Just a short ride to the Fan, which is the restaurant district. Richmond has had a real renaissance. Student body is generally affluent. Would you be comfortable in the South?
Case is much more of an urban school, not downtown, but in the city. Euclid Avenue, which has lots of restaurants, splits the campus. There’s been a lot of development on Euclid in recent years. It’s in a nice cultural district (museums, theaters, etc.) of Cleveland with Little Italy up the street. Obviously very cold in the winter. Can you get out of bed and walk a 1/2 mile to class when it’s 10 degrees outside? Do you like the city? Also, it has a good business school but is heavily STEM and has a large % of male students. Would this be okay?
Creighton feels very Midwest. Is that good? It would also be cold there. Students seemed very nice. It’s very well respected in the Midwest where there are relatively few mid-size, quality schools. Omaha has a pretty large business community.
We loved WPI. Very nice New England campus in a nice neighborhood in Worcester. School is mid-sized, around 5000 undergrads I think. The city itself has improved greatly in recent years, and a huge downtown redevelopment is underway. I’d research the unique curriculum, which is fantastic for some, unappealing for others. I know the school well, but not the business program, so you’d have to look that up. This was recently discussed on another thread. It used to be very heavily male, like a lot of STEM schools, but someone on here said the last class was the first one to be under 60% male.
Again, Penn State is a terrific, cost effective option. But you might explore these as well, with the understanding that they might not be affordable in the end. NPC will help give you an idea on that. Note that some schools have an earlier deadline (often Dec. 1) for consideration for merit aid.