What are the percentages for safety, target, and reaches?

Given that you are out of state, my guess is that UW is probably a reach, or perhaps a low reach.

Why do you want to go so far from home? You have schools in-state which are as good or better than Montana state. Why not U.Mass Amherst as a match and U.Mass Lowell as a safety?

Have you run the NPCs? Are your parents okay with paying a lot more to go out of state compared to a comparable university in-state? If you live on campus, U.Mass Amherst is going to be a completely different world compared to living at home, even if your parents live just a few miles away.

I looked at a couple of your other threads. While Montana State might be a safety from the perspective of getting accepted, unless something has changed I don’t think that it is a safety for you from the perspective of being able to afford it. You need a safety that you know you will be able to afford. IMHO taking on a large debt to attend Montana State rather than U.Mass Lowell would be a mistake.