what colleges can my daughter apply to

[thumper1]

@cmsjmt

plus your FAFSA EFC (which with a $200,000 income will be in the $50,000 range or higher)…

Is that $50k for $200k pre-tax or post-tax income? If it’s pre-tax then that’s just ridiculous! Middle class families, i.e. most of us, have the hardest time paying for college. If you are rich it doesn’t matter because you can afford it; If you are poor, it doesn’t matter either as you can get a free ride most anywhere. But if you are neither rich nor poor, you pay through the nose!

A couple of things.

1. With gross income of $200,000, the EFC will be between 1/4 and 1/3 of that gross income. So...$50,000 would be on the low side,
2. Just because you are poor does NOT mean you can get a "free ride most anywhere". The very vast majority of colleges do NOT NOT NOT meet full need even for low income students. Many of them find their EFCs to be unaffordable as well.