What colleges could I apply to based on my stats? Money is a big concern.

You need to find out what your parents are ready, willing, and able to pay. If they won’t pay anything at all, then you need to find places where you will get enough aid to cover all of your expenses except for whatever it is that you would be able to make with school-year and summer jobs. If they will pay something, then that increases your options.

Your GPA and ACT score would guarantee you a full tuition scholarship at a number of places, and make you competitive for merit-based aid at others. Read through the links in this thread:
http://talk.collegeconfidential.com/financial-aid-scholarships/1678964-links-to-popular-threads-on-scholarships-and-lower-cost-colleges.html#latest