The question, just to verify, isn’t if they can afford - but do they want to afford.
In other words, if you can get a quality education at $20K a year or $40K a year, do they want to spend $80K+ (before inflation).
Just because they got a big inheritance doesn’t mean they want to spend in full.
Tufts has a finance minor but not major. JH doesn’t have finance undergrad. Check that - but at Tufts you’d major in Econ with a finance minor.
Tufts, btw, is need aware - so your odds go way up if you’re wiling to pay in full. Only 35% or so of kids get any need aid - so for lack of a better word, they are a school of the wealthy.
So you say urban and suburban - so a school like Bucknell or Penn State wont’ work although one can argue Penn State by itself is in an urban like bubble.
As for prestige, that’s all in the eye of the beholder - but since you chose big. I’m giving you schools where you’d likely find merit aid.
Your money school - dirt cheap - like $3-4K in tuition - will be Alabama - because you have more than a 3.5 and the necessary ACT score. Manderson is solid for sure. It’s a safety.
Other large to look at - FSU (likely a reach), Arizona State (since you mentioned equally huge Ohio State - safety), Indiana Kelley school (like Penn State, sort of rural but the town atmosphere makes it suburban)…you may not be direct admit but you’d get into IU. CU Boulder is a solid likely for you…UW Foster likely a reach. South Carolina (along with ASU, the top Honors Colleges) is another fine one as is UGA Terry.
Privates to look at - SMU (likely), Denver (Safety), Lehigh (target), TCU (likely/safety), , and Syracuse (safety). U of Pacific is another safety for you…right in CA as well as USD and Santa Clara.
How bout UCI and UCR - as well as Cal Poly, SDSU or others? No reason to overspend on a finance degree unless Wall Street is the dream…and even for then, it helps but it’s not 100% a guarantee or required.
You can never go wrong with Babson (reach) or Bentley (target) if you are hard set on business.
Really drill down with your folks - many of us are full pay and can afford it but don’t want to afford it - so that’s the missing question…especially when they can spend a quarter, third or half.
What is your ultimate goal??