Since you are responsible for a third of the cost, apply to at least a dozen LACs in order to have a good range of aid offers to compare and choose from. A third of $200k is $67,000 and you (with your parents) don’t want that much in loans. Consider schools that give great merit aid within the range of your stats, such as Denison, Wooster, Earlham and Centre. Any merit aid you can get that is over 1/3 the total cost of school will reduce the amount of loans you’ll have to carry. Even with great merit, though, your parents will probably have to be willing to cosign because you will need more than the $5500 you can get on your own, in order to reach your 1/3. Be sure to apply to some in-state U’s as backups in case the LAC stars don’t quite align. Or consider deferring your admission for a year to work and save.