<p>At all the schools I looked at, merit aid detracts from the family contribution first, then work-study, then need-based financial aid. They only offered grants, not loans as part of the financial aid package.</p>
<p>At all the schools I looked at, merit aid detracts from the family contribution first, then work-study, then need-based financial aid. They only offered grants, not loans as part of the financial aid package.</p>