<p>^ ^ ^ This is good advice.</p>
<p>You may love the school, but, as things stand now, you can’t afford it. You can’t “raise” $19k per year! If your projected aid package didn’t already include loans, this might be doable . . . but if you’re talking about almost $40k on top of four years of federal student loans, then that’s TOO MUCH!</p>
<p>If $30k is your parents’ cap, then you have to find a school that you’ll be able to afford within that limit.</p>
<p>Borrowing sounds easy. And it is. It’s the repayment that’s difficult. Student loans are unforgiving. They can easily impact the next 10 or 20 years of your life . . . or more! They could mean: passing up the job you love because it doesn’t pay quite enough to cover the loan payments; not being able to travel; not being able to buy a house; and, worse case scenario, not being able to get married because of the debt burden you’d bring to the marriage. NO college is worth all that!!!</p>