What do you do if the FAFSA hates you?

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<p>If your parents’ retirement savings are in RETIREMENT accounts…the balances in those accounts are NOT considered in the FAFSA calculation. If your parents have their retirement “money” in regular savings, CDs or something of that kind…that was not good planning with regard to financial aid for college. Those would be considered liquid assets but even so, only 5.6% of those accounts would be considered in the calculations available for college bills.</p>

<p>I’m a bit confused.</p>