<p>We did retirement first at age 30. Now 60+. Most years maxed out 401k and IRA.
We did college savings at age 36, DS just born, who is now 25.</p>
<p>We opted for shoot-the-moon for college savings. In early 2001, we were 100% tuition for private tuition, 4 years. By 2003 when DS, sophomore college, we were 50% of tuition, 4 years. It was in late 2003, I decided that we’d gotta bypass the Moon and go for Mars.
By 2006. We hit Mars. :)</p>
<p>As for retirement savings, We were on track in 2008. Job loss, 60+ , and investment properties being illiquid, are forcing us to either reduce our expections (which isn’t much) or go for Mars. I’ve opted for Mars. DW doesn’t want to hear it or know about it. You know what, 30 years of retirement savings in a balanced portfolio, still is not enough. The safe portions of the mutuals, AIG, Citi, FNM, GE, their bonds, and AA Bonds were the riskiest. I am so pead, the bastions of capitalism screwed us. </p>
<p>up, Up and AWAY
:)</p>
<p>OP: It really doesn’t matter. Your fooling yourself it you think one funding priority is better than another. </p>
<p>DS had better find a GF with a dowery :)</p>