<p>Our strategy: Waited to get married; waited to have kids; waiting for kids to grow up!</p>
<p>We’re trying the out of pocket pay-as-you-go plan too, and luckily, DD went for the big scholarship rather than the big name. DS will probably not have as many choices unless his times get much better. I just hope that DH and I stay healthy for a long time, and he can work until DS graduates. We have saved, but I hope that both kids make wise college choices and graduate debt-free, and we can have enough to live on without them pitching in.</p>