<p>nodebtmom - First of all, it’s her future. She is an adult, and it is up to HER to decide where she wants to go to college. If you want her to go to the ivy, tell her either
A) she will have to take out student loans to pay for the EFC (that’s what I will have to do regardless for my parents, even though our EFC is considerably lower)
B) you will pay only up to what you have to pay for berkley, and she has to take out loans for the rest of the costs.</p>
<p>For me, at least offering this seems very reasonable. I mean, if you are willing to pay for berkley, why not pay the same amount for the ivy and let her pay for the rest? Please remember who’s future it is here. It is unreasonable to put a 40k per year burden on the parents, but if your daughter says she’s willing to take out loans to help pay for that, why not?</p>