<p>I'm planning to borrow a loan soon, but what happens if I don't use all the money? I'm going to be working during the summer, and I might not need to borrow as much as I am planning to right now.</p>
<p>When it came to my private loans, I always borrowed extra, and what was leftover I would just use it for the next semester. Then I would just borrow less the following semester since I had the money from last semester still… That way I knew I would have enough money so that I wouldn’t run out during the semester, but at the same time I wasn’t wasting the money that I had leftover. Plus I always did a course or two in the summer so the leftovers usually went towards that in my situation.</p>