<p>I expect no sympathetic responses to this post, as it is a "semi-public" admission of great ignorance on my part. I only hope that by unloading I can give myself a bit of elief but also hopefully help another parent from travelling the same road I did.</p>
<p>We are nearing the end of the college search process for our son. What started as a "shoot for the moon . . . with a back-up plan" is ending with a feeling of great disappointment -- at least on my part. And the disappointment stems mainly from the fact that I realize now that I deluded myself about the process of helping my son look for a school; I didn't have a frank discussion with him from the beginning about the costs of colleges and the possible consequences of his choices; and, frankly, I really didn't understand the financial aid part of the process.</p>
<p>This comes after the major disppointment with our eldest daughter who, four years ago, spent one year at a private college basically blowing off classes for which we spent $20,000 -- that we are still paying off. We made it clear after that that any future schooling she would be paying on her own.</p>
<p>With our son, it was different. An enthusiastic student, taking AP classes, getting 27 on his ACT, passionate about music. We visited a half dozen local private schools with good to great music programs -- he was only interested in the least challenging (academically) of these schools because of what he liked in the music department and its urban location. That was all well and good.</p>
<p>He ended up applying at one state school (his safety school), one out-of-state public school, one in-state private school, and two out-of-state private liberal arts schools, and one conservatory.</p>
<p>He auditioned at four of these places (getting into music school at a public or liberal arts college is a two-step process --- you have to get into the main school and then you have to audition for the music school).</p>
<p>After applying, we visited the safety school, though we were both a bit underwhelmed -- we both liked what we saw in the music school, but the rest of the school and the college town were . . . meh.</p>
<p>He decided not to audition at the in state private school, so that was a wasted application.</p>
<p>We visited and liked the out-of-state public school. We were waiting until we heard if he got accepted at the way-out-of-state schools before we visited.</p>
<p>The end result of all of this -- one outright rejection; a wait-list letter from the conservatory; an acceptance with NO financial aid at the OOS school; and an acceptance and some nice individual courting and even some money from the safety school.</p>
<p>At this point, he is leaning toward the OOS school, though frankly there is no way we can swing this without him either (1) earning a bunch of money in the next three months (he's never had a regular paying job); or (2) taking out a bunch of loans.</p>
<p>What I know now that I just never acknowledged to myself or him in this process is that taking on tens of thousands of dollars in loans for an undergraduate education is not worth it -- especially in this economy and with his interest in music. Six months ago, all I saw was the moon and the possibilities for him. </p>
<p>If I could start this process over in September, I still would have let him apply to all the "moon" schools, with the hope and expectation that he would both get accepted and get some money. But I also would have had him apply at more than one safety school.</p>
<p>I was so much more invested in this search process than I was in my own college search 30 years ago -- I visited one college (private Big 10 university) applied, got in, and enjoyed my time. At this point, I feel like I should have been MUCH less emotionally and otherwie committed to my son's search process -- it's HIS college experience, not mine -- although that choice is impacted by the limitations of our family's resources.</p>
<p>We have one more child -- a daughter who will be a senior in high school next year. I will be MUCH more realistic about expectations and the process with her. </p>
<p>For now, I just feel disappointment . . . but it's my son's life, not mine, and he ultimately will make a choice and deal with the consequences. I just feel like all my guidance and advice was ill-informed and didn't serve him well.</p>