There is a guy with a local radio show where I live who says you should not graduate with more debt than you can earn in our first year of employment.
I was at a meeting the other day and in attendance was a gentlemen currently attending law school (don’t recall where). He has a huge amount of student debt (didnt share if it was undergrad and law combined), but is well aware it will take decades to pay off and will affect his ability to buy a house, a new car if he wants to finance it, etc. Very sad.