<p>H and I are starting to consider the possibility of moving out of the high priced area where we currently live. It is often tempting. The geographical differences in COL are huge.</p>
<p>The one parent staying at home is an interesting situation when it comes to need based aid. I have been the stay at home parent, but I could have gone and earned income. None of the FA forms take into consideration the earning potential voluntarily untapped. In our case need aid is not in the picture, but it’s easy for me to see situations where the decision to have a stay at home parent would bump a family into the need category. And arguably this ‘need’ is different that two parents working and still having income under the need threshold .</p>