what is the Dollar value for a FAFSA efc of 036651

Paying for College
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<p>And working in a plastic surgeons office isn’t the only option for that profession. And, plastic surgeons don’t only do “make pretty people prettier” work…they do a lot of reconstruction work…and that’s super important and rewarding.</p>

<p>They certainly do.
A neighbor is a facial plastic surgeon.</p>

<p>[Living</a> | The Face Of Compassion – Wayne Larrabee Is A Plastic Surgeon, But He’s Also A Teacher, A Photographer And A Poet](<a href=“Page not found | The Seattle Times”>The Face Of Compassion -- Wayne Larrabee Is A Plastic Surgeon, But He's Also A Teacher, A Photographer And A Poet | The Seattle Times)</p>

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102

<p>Your EFC numbers are wrong, you should be around 11K if No exceptional savings in banks or property…
check the fafsa form again.</p>

103

<p>^^^
While I agree that her EFC is likely wrong, it’s probably not that low since the mom later mentioned that she gets disability income which she wasn’t including when she gave her H’s income. I don’t know how much that is, but if it’s about a $1000 a month, then it gets calculated using a tougher calculation then when the money comes from a job.</p>

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<p>I do not think that AGI is the number to look at.
Wont before tax contributions for retirement accts & payments toward parents school loans, be added back to available income?</p>

105

<p>I believe I read somewhere that Loans dont look at Current Debt to Earning ratio rather they look at if any Federal loans are defaulted and the borrower must not have an adverse credit history. An adverse credit history is defined as including a current delinquency of 90 or more days on any debt or having had certain derogatory events within the last five years. These derogatory events include bankruptcy discharge, foreclosure, repossession, tax lien, wage garnishment or default determination. It also includes the write-off of federal education loan debt…</p>

<p>So OP should be able to co sign for loans if needed…</p>

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<p>I thought this thread was about EFC?</p>

107

<p>^^ Yes its about EFC, but what options she can exercise if she tries for more loans to meet her D EFC…</p>

108

<p>what a thread! so much human drama. mom, you’ve been great. what a lesson in family and social dynamics this has been.</p>

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<p>If you don’t have extra money now to pay tuition, how are you going to make payments on loans + interest?</p>

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<p>^^^
Right.</p>

<p>So OP should be able to co sign for loans if needed…</p>

<p>The issue really isnt one of qualifying. The issue is that the newish grad won’t be able to make the payments with that major/degree and that much debt…so the debt would fall to the already-over-burdened-with-their-own-debt parents.</p>

<p>The parents need to explain to their D that loans won’t be an option (beyond normal Stafford amounts)…so she needs to find more affordable schools.</p>

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<p>Another issue the parents need to consider is…</p>

<p>If they co-sign for any loans for this D, then those loans will still be outstanding when S is applying for college. What are they going to do then? cosign more loans? And if they can’t qualify then, tell S he’s SOL???</p>

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<p>OP hasn’t checked in since 1/02, so it’s doubtful she will be back. It would have been interesting to find out where her d will go to college. The family already has tremendous debt from the father. Although they are apparently willing to further indebt themselves so their daughter has her way, it’s doubtful they will even qualify for the amount of money she will need. I predict uncomfortable times in that household come April!</p>

113

<p>Are we not all in Debt if the Country we live in has $17.07 Trillion in Debt.</p>

<p>OP daughter might have to take Stafford loans and if her parents can not get Plus loans then daughter can get more money for Stafford loans. I think 8-10k per yr of loans by daughter wont be bad if the loans are not due till she graduate… Or they have to look for Full Ride schools which I think will be tuff with her ACT score …</p>