What is the point of EFC if the family cannot meet it??

'twin discounts ’ a top private colleges aren’t that rare, especially when one parent is an alumna. What if your only choices were MHC or Alabama?
You can’t put all your eggs in the Alabama basket.
Applying to Mississippi State and UA Birmingham was also necessary for you to negotiate a scholarship at UA - have you done that? If not, do it today. It’ll take you less than 30mn for both.
Apply to Truman State for sure. It’d be cheaper than UMass.
West Chester University and SUNY Geneseo would be cheaper too, but Truman State is better academically (Geneseo is close, West Chester below both).
When you run the NPC on the 10 colleges you applied to, do you see sufficient scholarship so that our cost if attendance is about 13-15k?

Some colleges are ‘free to apply’. Among free to apply that have good support for premeds, Drake, St Olaf, Gustavus Adolphus, Lawrence, Beloit are good. Drake has the highest likelihood of sufficient scholarship (no certainty).