<p>^greyhoundlover</p>
<p>I sympathize as I find myself in a strikingly similar situation. Except that my D has decided to graduate a year early (2011 rather than 2012), which has sped up that process. Also, the college savings are in my ex-husband’s name and he has not indicated whether or not he will allow her access to those funds, or even the value of the account. He is a difficult person generally but I have no control over that.</p>
<p>I have found it necessary to limit the majority of her applications to colleges which offer at least moderate merit aid (she has very good but not perfect stats) AND which are either FAFSA-only or do not require the CSS/Profile NCP form. It is unfortunate when we’re dealt an unfavorable hand or when other individuals’ choices impact us negatively, but that’s life, right? I would be far worse off had I not saved at all.</p>